NAFCU hosted a Large Credit Union Compliance Roundtable Tuesday, which brought several credit union leaders to talk about the most important issues affecting their institutions and industry. Of note, attendees of the event reviewed NCUA and CFPB exam expectations and challenges, as well as several top compliance issues.
The association has previously hosted several Large Credit Union Summits and will continue to engage with the NCUA and CFPB. Earlier this year, the association launched a new member-only online community – the NAFCU ONES + CFPB Supervision Network – designed to bring credit union leaders together to discuss the CFPB and NCUA examination processes for larger institutions. Through the network, NAFCU staff regularly shares insights into updates related to NCUA and CFPB supervision.
Regarding CFPB supervision, the association also released an issue brief earlier this year to break down the regulatory landscape and enforcement expectations under the bureau’s unfair, deceptive, or abusive acts or practices (UDAAP) provision. The CFPB in March rescinded its policy statement related to the “abusive” prong of UDAAP.
The statement was initially issued in January 2020 following calls by NAFCU to clarify the prong and efforts by the bureau to gather feedback on the issue. NAFCU has consistently highlighted UDAAP as an area where the CFPB could further clarify its expectations for credit unions and the specific factual basis for violations.
 

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There was a great line in the Hulu series Only Murders in the Building starring Martin Short, Steve Martin, and Selena Gomez (which I haven’t finished yet so no spoilers in the comment section.) Steve Martin says, “How do you carve a statue of an elephant?” “Easy. Just get a block of stone and carve away everything that doesn’t look like an elephant.” That quote, which is very much like the quote about how Michelangelo sculpted in marble — that every block of stone has a statue inside it and it is the task of the sculptor to discover it — inspired today’s post.

A few weeks ago, I talked about how women search for their personal style and what a futile effort that can be, particularly when it comes to giving your style a label or a name. So when I say “finding your style,” I am not implying finding it so you can define it and give it some sort of definition. What I mean is, finding the clothing and styles that feel authentic to you. Women go on searches to find their style and often the majority of the effort is done through their own version of hunting and gathering. If they buy more something might click. After all, shopping is a numbers game, eventually, the odds will swing in your favor. But doing it this way is a backward approach, especially when you have a lot of information at your fingertips you can utilize without shopping for more. It’s through eliminating.

There’s a magical appointed time every afternoon when stomachs begin to gurgle the song of hunger. Regardless of how late lunch was, once the chosen hour hits, everyone is ready for dinner much too early. And while the adults reach into their hiding spots for their favorite snacks, the children a room over, newly arrived home from a day at school, demand food, too. 
To keep them from discovering your stash of chocolate chip cookies or eating what’s already prepared for dinner now and then complaining in three hours that dinner wasn’t filling enough, have easy after-school snacks ready to serve. Use these 3 healthy recipes for after-school snacks that will tide everyone over until dinnertime. 

You don’t need to get creative to convince your kids to eat vegetables. You just need to add cheese! Cheesy Broccoli Bites are a delicious, healthy dairy appetizer. Providing a satisfying crunch with each bite, broccoli bites will keep your children happy until dinnertime.  
When the kids are starting to get hangry but dinner is still an hour away and there’s still homework to be done, reach for the blender. The easy-to-make Chocolate Banana Frappe uses unflavored and chocolate milk, vanilla Greek yogurt, a banana, and cocoa powder to provide an energy-filled, satiating drink perfect for afterschool hunger.